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Our expert team are on hand to talk you through all your queries so that you can be confident in making the right decisions and choices for your future.
It is best before you start looking for a property to have your finances in place and know exactly how much you can afford. We have an in-house mortgage advisor, Jessica Patterson who will be happy to speak to you regarding this service.
Think about what you want in your home eg: house type, location, size etc. and register your interest with us. Once a property comes unto the open market which we think may be suitable for your needs we will contact you.
When you have found a suitable property, you can go ahead and make an offer, at this point Propertylink will want to know if your offer is subject to mortgage, resale etc. Proof of funds will be required.
A solicitor is required to do all the legal work associated with purchasing your property. If you do not have a solicitor Propertylink will be happy to recommend a choice of local solicitors.
The term conveyancing refers to all the legal work associated with the process of transferring ownership of a property from one person to another. Propertylink will keep you up to date and navigate the legal and administrative aspect of the buying and selling process.
It is important to take out home insurance to protect your property, most mortgage companies will insist on this. It is also advisable to take out life assurance to help protect you if you are unable to pay off the mortgage. Your mortgage advisor will give you advice and guidance about this.
When your solicitor is satisfied that everything is in order the contract can then be exchanged. You will sign a copy of the contract which will be passed to the vendor's solicitor for the vendor to sign. Once the contracts have been exchanged by both parties you are legally bound follow through with the transaction.
On the day of completion, your solicitor will send the remaining funds to the vendors solicitor. Once the funds have been received by the vendors solicitor PropertyLink will then be given authority to release the keys.